Fire & Burglary Insurance

Protect your home and its contents from a variety of risks


Acquiring a home for yourself is one of the biggest investments you will make in your lifetime. Our all-in-one burglary and fire insurance policy is designed to help you protect your home and the possessions inside against most risks you may face. This could be damage, theft or loss as a result of a break-in, lightning strikes, or fire outbreak.

With one combined policy that incorporates both burglary and fire insurance all under one umbrella, it is a simpler and more convenient way of protecting your home and household possessions.

Our combined fire and burglary insurance compensates you for the loss, theft or damage to your home or your personal property as a result of:

  • An actual or attempted break in
  • Fire or lightning
  • Explosions that are domestic in nature excluding boilers, economisers or other vessels, machinery or apparatus in which steam is generated or their contents resulting from their own explosion or implosion
  • Windstorms
  • Earthquakes or volcanic eruptions
  • Bursting or overflowing water tanks, apparatus or pipes
  • Floods
  • Aircraft damage and/or articles: loss, destruction or damage caused by aircraft, other aerial or space devices and articles dropped from them, excluding those caused by pressure waves.
  • Impact damage - loss of or visible physical damage or destruction caused to your insured property due to impact by any rail/road vehicle or animal by direct contact that is not owned by:
    • The insured or any occupier of the premises or
    • Their employees while acting in the course of their employment.