Engineering Insurance

Get covered for any engineering risks, from delayed work to bodily injury to machinery breakdown.


Construction and contract works are complicated and as an engineering company, you’re exposed to varying forms of risks at every stage of these processes. These risks, if not accurately evaluated and catered for, could result in huge losses that can have huge negative consequences to your business.

At Hollard Ghana, our specialist underwriters, risk engineers and claims adjusters all understand the unique challenges of this industry, and we’ve designed our engineering insurance policies in accordance with their experience and knowledge.

Choose from our specially designed engineering products:

1. Contractors' All Risk (CAR):

Our CAR policy offers comprehensive protection against loss or damage relating to the contract works, construction plant, equipment and machinery. It also covers third-party claims regarding property damage or bodily injury that have occurred because of a construction project.

2. Erection All Risks (EAR):

Our EAR policy offers protection against all the risks involved in the erection of machinery, plant and steel structures of any kind. It also covers any third-party claims linked to property damage or bodily injury that have arisen in connection with the execution of an erection project.

3. Contractors’ plant and machinery (CPM):

CPM insurance covers all plants or machinery that provide a service only when moving and under the control of an operator.

4. Machinery breakdown:

This policy provides insurance cover for plant, machinery and mechanical equipment at work, at rest or during maintenance operations. This policy is taken out annually and covers all types of machinery, plant, mechanical equipment and apparatus.

5. Electronic equipment (EEI):

Electrical and electronic systems are expensive to replace – but they’re also a vital part of most businesses. Under the EEI policy, every hazard is covered even if it’s not specifically excluded, meaning that almost any sudden and unforeseen losses that affect the electronic equipment or systems are also covered.

Our EEI insurance applies whether the insured items are in use or at rest. It also covers them if they’re being dismantled for cleaning, overhauled or moved within the premises.