Home Insurance

Protect your biggest asset against damage from fire, theft, or allied perils


Our home insurance is designed for middle to upper income earners who are looking for more coverage than our standard fire insurance and allied perils packages offer. We will insure your home in Ghana against damage as a result of fire, allied perils, theft or attempted theft. We will also cover:

  • Third party liability cover for injury or damage to third party property
  • Damage caused by escape of water or oil from fixed water or heating installations or domestic appliances
  • Your outbuildings, swimming pools, fences, plumbing and other parts of your home.
  • Subsidence and heave of the site on which the building stands or landslip
  • Compensation for injury or death of indoor servants, gardeners, chauffeurs and security staff under our Workmen’s Compensation section
  • The cost of alternative accommodation while your building is uninhabitable after an insured event
  • Cover for pedal cycles kept in your home
  • In case the building is destroyed and need to be rebuilt, architects and surveyor’s fees, clearance costs and costs incurred to comply with local authority requirements
  • All Risks insurance is provided for personal effects within the insured building.
  • Liability for death or injury to third parties or damage to their property.