Motor Insurance

Get motor insurance that is flexible, as well as affordable.


Whatever your budget or needs, Hollard is the expert in car insurance in Ghana, offering you three types of motor insurance to choose from. Pick the cover you want, at a price you can afford.

Comprehensive cover

The most all-inclusive motor insurance package we offer, comprehensive car cover protects you from anything that could go wrong with your vehicle. From accidents to overturning, theft to fire, we will protect your vehicle and your wallet from unexpected events.

Our comprehensive motor insurance provides protection against the following:

  • Accidental collision or overturning
  • Fire, external explosion, self-ignition or lightning
  • Theft, burglary, house-breaking and malicious acts
  • Flood, storm, earthquake, riot, strike and civil commotion
  • Property damage, injury and death to third parties for which you may be legally liable

Third Party Fire and Theft

This car insurance option provides cover for loss of or damage to your vehicle as a result of theft or fire, as well as third party liability cover. This means that if you are involved in an accident with a third party which was deemed your fault, Hollard will cover the costs of any claims made by the third party against you.

Motor Third Party

Ghanaian law stipulates in the Motor Third Party Act of 1958 that all vehicle owners must have cover that provides unlimited bodily injury and death compensation to third parties such as occupants, fare-paying passengers and pedestrians.

Our Motor Third Party cover includes this plus emergency treatment and personal accident for the insured or driver and occupants of the vehicle. Damage to third party property is also covered up to a predetermined limit.