This car insurance option provides cover for loss of or damage to your vehicle as a result of theft or fire, as well as third-party liability cover. This means that if you are involved in an accident with a third party which was deemed your fault, Hollard will cover the costs of any claims made by the third party against you.
Ghanaian law stipulates in the Motor Third Party Act of 1958 that all vehicle owners must have cover that provides unlimited bodily injury and death compensation to third parties such as occupants, fare-paying passengers and pedestrians.
Our Motor Third Party cover includes this plus emergency treatment and personal accident for the insured or driver and occupants of the vehicle. Damage to third-party property is also covered up to a predetermined limit.